Rachit Shukla, SVKM’S NMIMS Kirit P Mehta School of Law, Bengaluru ABSTRACT Indian banking law has a complicated relationship with time. How long can a bank be held liable under a guarantee? Who gets to decide when that liability ends? These questions have produced decades of judicial back-and- forth, legislative fixes, and commercial frustration, and Section 28 of the Indian Contract Act, 1872 sits right at the middle of it. The provision was meant to stop powerful contracting parties from...